AML/CFT • KYC/KYB • KYT • FINANCIAL CRIME CONTROLS
Web3 Financial Services – AML/KYT Readiness
Structure customer due diligence, wallet screening and transaction-monitoring governance.
Illustrative Business Scenario
The scenario below is illustrative and is not presented as a completed ALMR client engagement.
A digital-asset business is building or improving its financial-crime control environment. It needs clearer procedures for customer due diligence, wallet exposure screening, transaction monitoring, alert handling and escalation.
Where Businesses Commonly Need Support
Typical challenges that may arise in this operating environment include:
01 Governance and accountability
Customer onboarding and risk-rating procedures are not consistently linked to the business model.
02 Operational control gaps
Wallet screening and transaction-monitoring alerts need clear triage, investigation and escalation paths.
03 Risk and dependency visibility
Sanctions, higher-risk exposure and ongoing due-diligence processes require defined ownership.
04 Evidence and oversight
Management needs meaningful reporting and evidence that controls are designed and operated consistently.
How ALMR Can Support
A scoped advisory engagement may include the following activities, subject to the client’s business model and agreed scope:
- Map customer types, products, transaction flows, channels and relevant risk factors.
- Review KYC/KYB, customer risk assessment, screening and ongoing due-diligence procedures.
- Assess KYT alert governance, case handling, escalation, recordkeeping and management reporting.
- Develop a control improvement plan and evidence checklist for operational teams.
Potential Deliverables
Deliverables are tailored to the engagement and may include:
- AML/CFT governance and responsibility matrix.
- KYC/KYB and customer-risk assessment process review.
- KYT alert triage and escalation workflow.
- Sanctions and higher-risk exposure control checklist.
- AML/KYT evidence register and remediation roadmap.
Expected Engagement Outcome
The objective is to support better-informed management decisions and practical improvement—not to guarantee a regulatory, commercial or investment outcome.
A more coherent AML/KYT operating framework with clearer roles, documented escalation paths and improved visibility of control evidence and implementation priorities.
Related Use Cases
Explore other illustrative situations across the digital-asset ecosystem.
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DeFi Protocol – Smart Contract & Protocol Risk
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Institutional Investor – Web3 Due Diligence
Help investors organise governance, technology and operational risk review.
Frequently Asked Questions
Does ALMR decide whether to accept or reject customers?
No. Customer acceptance, suspicious transaction reporting and other regulated decisions remain with the client’s authorised management and compliance function.
Does ALMR provide a blockchain analytics platform?
The advisory engagement can review governance and operating processes around screening or analytics tools. Technology procurement or platform provision is not implied.
Does this replace the client’s MLRO or compliance officer?
No. ALMR provides advisory support and does not replace statutory, regulatory or management responsibilities.
Discuss Your Requirements
Every business has a different operating model and risk profile. Contact ALMR Consulting to discuss the scope, priorities and potential deliverables for an advisory engagement.
Contact ALMR Consulting